The Right Finance for Where You’re Headed Next
From home loans to portfolio lending and everything in between, we help you choose the right structure, not just the right rate.
250+ Google Reviews
Jignesh Joshi from ES Finance is an awesome adviser – professional, friendly, helpful, and a great communicator even on the weekend for urgent queries.
- Bipin
ES Finance helped us achieve a much better interest rate on our home loan while also providing advice on how to structure our loan to get the best out of our individual situation.
- Mamta Rani
I am highly recommended Jignesh, very nice person to deal with, 100% integrity and loyalty towards client and his work.
- Kevin Soni
Access to
120+ lenders
Home Loans
Buying your first home or upgrading your lifestyle? We’ll guide you step by step, navigate the process, and structure the loan in a way that gives you flexibility for the future.
What we do
Home Loans
Buying your first home or upgrading your lifestyle? We’ll guide you step by step, navigate the process, and structure the loan in a way that gives you flexibility for the future.
Commercial Finance
Looking to expand into commercial
property or business lending? We’ll help you understand what lenders are looking for and structure your application for
approval.
Bridging Loans
Need to buy before you sell? We’ll help
you secure a bridging loan that keeps
your plans moving forward without
unnecessary financial pressure.
SMSF Loans
Looking to grow your portfolio through super? We’ll structure SMSF loans that meet regulations, maximise tax benefits, and support your long-term wealth.
Car And Personal Loans
From cars to personal goals, we’ll secure finance that supports your lifestyle and financial health, without rigid terms or unnecessary strain.
Refinancing
Not sure if your current loan still works for you? We’ll review your setup and negotiate with lenders to lower your rate, improve cashflow, or unlock equity, without the hassle.
Debt Consolidation
Managing multiple loans or credit cards? We’ll help you roll them into one lower-interest option that’s easier to manage, improves cash flow, and creates breathing room in your budget.
Construction Loans
We’ll guide you through lender requirements and structure your loan to cover both land purchase and construction, setting you up for short-term progress and long-term growth.
At ES Finance, we look at your full financial picture and help you choose lending that fits your short-term needs and your long-term plans. Whether you’re buying your first home, refinancing, or scaling your investments, we’ll help you move with clarity.
Recognised as an Excellence Awardee at Australian Mortgage Awards 2025
